Getting the best value out of your credit card loyalty rewards can be confusing. Most people don’t spend much time scrutinizing over redemption rates, or comparing airline transfer partner programs.
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5 Things That Every New Business Needs to Survive
New businesses have an incredibly high failure rate. According to the Small Business Administration (SBA) nearly 50% of all new businesses fail within their first year, with only one-third still operating after
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5 Weird Ways to Achieve Your Long-Term Goals
You’ve probably heard this one before: “Don’t make resolutions; most people who make resolutions fail within the first [insert short amount of time here] of making them.” Apparently by making goals for
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6 Steps to Establishing Excellent Credit
Establishing excellent credit is not difficult in theory. But when you consider the psychological obstacles and the lifelong commitment, you can see why so many people get into credit debt.
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(INFOGRAPHIC) The Art of Gift Giving
No matter the occasion, gift giving can get stressful. And finding the perfect gift is truly an art form. The perfect present reflects the thought, time, cost and effort of the
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5 Steps to Resolving Tax Debt (and When You Need Help)
Resolving tax debt, no matter the size, should be a top priority. Aside from gangland loan sharks, there’s no one worse to owe money to than the government. Penalties and interest on
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(INFOGRAPHIC) How to Prioritize Your Savings
Once you clean up your budgets you will start to save significant money. But then a new dilemma presents itself: How do you prioritize your savings? Over the last few
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Two Weeks Backpacking in Nepal for $350
I recently wrote an article comparing three overlooked ways to travel on a budget but I want to take a closer look at the incredible value of backpacking. Backpacking is perhaps the cheapest
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(INFOGRAPHIC) The Art of Maximizing Value
The goal of Valuist is to explore the best ways to uncover and maximize value, wherever possible. But what does that really mean? Maximizing value is simply a matter of
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5 Common Tax Traps and How to Avoid Them
As a tax consultant I have clients from all walks of life. I work with people just scraping by on social security income, as well as business clients making tens of thousands of
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Should I Care? (Flowchart)
Sometimes I wonder If I care too much. I don’t mean whether I love, empathize or give enough to charity; rather, do I devote too much mental energy to trivial issues? Through my efforts to
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Achieving a Comfortable Retirement (INFOGRAPHIC)
Whether you want to retire like Mr. Peanut or like Charlie Bucket’s family (before they were given the chocolate factory anyways), is largely up to you. A comfortable retirement is just
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Value Comparison: The 3 Most Overlooked Ways to Travel on a Budget
I am a lifelong travel fanatic. No matter how interesting my work is, eventually I find myself yearning to set sail and experience something new. But because I’m not wealthy I
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The Average Cost of College: Evaluating Education As An Investment
Going to college is more expensive than ever before. According to Mother Jones, the average cost of college is now ~12 times more expensive than it was 35 years ago. This increase isn’t solely
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How to Survive the Hiring Process: Getting a Job
“If you were an eraser, tell me how you would sell yourself to a pencil?” – Uh, well I would… Do I have a pimp in this scenario? Did you ever
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